Twelve Squared 2006 to date

Twelve Squared is my trading name for my consultancy work in personal lines insurance, primarily pricing and product development

 I've have helped a wide range of clients from large well established European insurers to small start ups.

During this period I've

• I helped a direct insurer develop their home insurance proposition, specifically aimed at the internet and advised on the migration of existing business on to this platform.
• Ongoing advice to a start-up affinity marketing business covering all aspect of the operation with a focus on product design, system development, MI and financial planning.
• Advising a start up motor MGA on pricing and MI development and mentoring their pricing director.
• 15 months with a small UK direct motor insurer as their interim Pricing and Underwriting Manager.
• An 8-month engagement with a UK personal lines insurers effectively acting as there interim Chief Underwriting Officer
• 15 months with a major UK insurer acting as their interim Household Product Director responsible for pricing and underwriting of their household business across all distribution channels.
• Advising insurers on the opportunities to develop direct insurance operations. To date I’ve advised businesses in UK, Russia, Puerto Rica and Spain
• Assisting 4 UK personal lines insurers improve to their pricing processes and their supporting information systems with emphasis upon integrating price optimisation methods into day-to-day processes.
• Assisting a European insurer improve their personal lines products, by interpreting consumer and competitor research.
• Researching and evaluating the opportunities for a Data Services business to enter the UK market with a range services aimed at improving underwriting control at point of quotation.